Enterprise Survey 2009

Micronesia, Fed. Sts., 2009

Reference ID

FSM_2009_ES_v01_M_WB

Producer(s)

World Bank

Metadata

DDI/XML JSON

Created on

Apr 25, 2019

Last modified

Apr 25, 2019

Page views

741

CSV JSON

does this establishment have a line of credit or loan from a financial inst.? (k8)

Data file: Ecuador-2006--full data-1

Overview

Valid: 658

Invalid: 0

Type: Discrete

Decimal: 0

Range: -

Format:

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category
-9	don't know
1	yes
2	no

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).